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The Dangers of Revolving Credit Card Debt

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Credit cards are fantastic when you’re at the store. When you get the bill, they aren’t so awesome a few weeks later. Unfortunately, many people have fallen prey to the dangers of revolving credit card debt. Learn from their mistakes here so that the same won’t happen to you!

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Tricks to Cut Down on Summer Utility Bills

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Tending your summer garden, watering your grass, and cooling your home can create skyrocketing utility bills but, you can lower costs and save money on utility bills with these tips on how to save electricity and lower utility bills for a season you can enjoy without sweating over your budget. 

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Simple Rules for Smart AC Usage

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Warm weather is officially here, which means you're probably already thinking about how to lower bills — particularly your power bill — now that it's time to run the AC. It's definitely too hot to live without it, but there are some things you can do to cut the cost. Here at AmeriCash Loans, we've put together a list of ways you can save money on electric bills this summer.

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How to Avoid Debt When Using Credit

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It might not be banned from everyday conversation, but sometimes it feels like "debt" is a taboo four-letter word — especially when you aren't careful about managing it. Using credit is an effective way to build your credit profile, but it can also become a problem if you're not careful. Check out these crucial tips for using credit wisely as you get started building your financial profile.

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What's Best to Buy With Credit?

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Some people may warn you about shopping with credit, but as it turns out, there are actually some things that are great to purchase with a credit card. Not only does shopping with credit protect you from fraud in some cases, but it can also earn you rewards, like travel points, and help you with managing finances.

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Tips on How to Save on Your Heating Bill

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Whether you love or hate cold weather, one thing is certain: It can drive up the price of your electric and/or gas bills quickly. Many people are surprised to see just how much it costs to turn on the heat inside when Mother Nature turns on the AC outside. Fortunately, you don't have to choose between being warm and being broke. Here are some things you can do to save on your heating bills. 

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How to Save on Your Heating Bill

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Whether you love or hate cold weather, one thing is certain: It can drive up the price of your electric bill and/or gas bill quickly. Many people are surprised to see just how much it costs to turn on the heat inside when Mother Nature turns on the AC outside. Fortunately, you don't have to choose between being warm and being broke. Here are some things you can do to save on your heating bills.

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Paying Unexpected Medical Bills and Expenses

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When you imagined your future, getting sick or injured probably wasn't part of the plan. Unfortunately, life has a way of sneaking up on you, and people often aren't financially prepared. Even if you have health insurance, you might find that unexpected expenses and medical bills can take their toll on your finances. Luckily, there are some things you can do to lower your medical bill debt.

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Homeowners: Keeping Heating and Electric Costs Down

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With holiday lights and decorations, parties that require lots of baking and cooking, and colder temperatures trying to pull the heat from your home, it’s no wonder that heating and electricity bills increase during the holiday months. If you’re living paycheck to paycheck or stretching an already tight budget this holiday season, increased heating and electric costs could break the bank. Using the tips in this article and a little creativity, you can still have a holiday season that’s festive and bright, without blasting your budget. 

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Recovering from Unexpected Medical Expenses

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Your financial situation can change in a flash if you’re suddenly burdened with unexpected medical costs. Broken bones, disease diagnoses, and catastrophic health events are scary and hard enough to deal with on their own; but add the medical bill on top of it, and a bad situation only becomes much worse. If you’re already living paycheck to paycheck, unexpected medical expenses can leave you with nothing – no way to feed your family or put a roof over your head. However, there are solutions that can help you. Read the five ideas below and start recovering now from your unexpected medical expenses.

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