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How to Avoid Debt When Using Credit

It might not be banned from everyday conversation, but sometimes it feels like "debt" is a taboo four-letter word — especially when you aren't careful about managing it. Using credit is an effective way to build your credit profile, but it can also become a problem if you're not careful. Check out these crucial tips for using credit wisely as you get started building your financial profile.

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Finding the Best Installment Loans Near Me

You might need to take out a loan to pay for a car, a house, a phone or even for an emergency. Rarely do people have a lot of money on hand to pay for big purchases in full so a loan can be a great option. The kinds of loans you might take out can vary but generally people will use a type of installment loan. Installment loans are paid over a period of time and in multiple payments. Now that you have more info on what an installment loan is, you might be wondering where to find the best installment loans. Use some of these tips to help you make your decision and use your money wisely.

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Why Using a Title Loan Is a Bad Idea

If you need quick cash and are having problems getting a loan from a traditional lender, such as a bank or credit union, you might be considering a title loan. You've probably seen ads about how easy they are to get. While that's true, this convenience comes at a high price and with several risks. Get more info on title loans to find out why this expensive form of credit is a bad idea.

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Spring cleaning isn’t limited to your house, you can also clean your debt. Start off this season with a fresh financial goal and make paying off debt a new priority. Too many Americans carry debt from year to year and their finances suffer from it. Develop a game plan and use the rest of the year to carry it out. You can improve your credit score in the process as well. After all, there is no better time than the present!

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Fall Travel: 5 Most Affordable U.S. Cities to Vacation In

Fall Travel: 5 Most Affordable U.S. Cities to Vacation In

If you’ve got the travel itch, but you’ve also got a small travel budget, don’t give up. There are plenty of ways you can stretch your budget to make your getaway the best yet. Whether you’re going on a quick weekend getaway, opting for a staycation, or going on a big family vacation, creativity is the key to having a great time without breaking the bank. To help you plan, we’ve got 5 of the most affordable U.S. cities to vacation in below.

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