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When IRS Refunds Are Slow in Coming, AmeriCash Loans Delivers Fast!

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“Many families depend on their federal income tax refunds,” states Dave Papeck, senior district manager for online lender AmeriCash Loans. “They may intend to use those funds to pay holiday bills or address necessities.

“When the Internal Revenue Service is slow to process their returns and slower still to send their tax refunds,” continues Dave, “it puts these families in a very stressful financial situation. AmeriCash Loans stands ready to help these families get the cash they need in a very timely manner.”

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Smart Shopping On a Tight Budget: How to Get the Most Value for Your Money

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No matter how much effort you put into budgeting, the holidays consistently dent our bank accounts. Shopping on a budget is possible, and there are many ways to decrease spending. Learn tips and tricks to make budget-friendly shopping a reality for holiday gifts, groceries, school supplies, clothing and more.




 

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Helping Families Reduce Holiday Financial Stress

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“For many people, the December holiday season is the best time of year,” states Dave Papeck, senior district manager for online lender AmeriCash Loans. “But the cost of celebrations and gifts causes millions of Americans significant seasonal financial distress.”

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Is Deflation On The Horizon? How to Prepare For a Period of Financial Change.

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It’s important to stay informed and prepared for possible economic changes, such as the potential for deflation. Deflation means price of goods and services will drop, but so will production. This is bad for global economies, and in turn to us as consumers. Two steps you can take to help protect yourself during a period of financial change are to build an emergency savings fund and two exercise caution with investments.




 

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Budgeting 101: Simple Strategies to Make Your Money Stretch Further

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Welcome to Budgeting 101! In this article, we will explore simple strategies that can help you make your money stretch further. In this financially unpredictable world, managing our finances has never been so crucial. If you want to financially succeed, you need a budget. Whether it be a monthly budget, or a weekly budget, we are here to help you maximize your resources. Continue reading to explore the ways that small changes can lead to big results.



 

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5 Things to Consider Before Requesting a Loan: Advice from a Reputable Online Loan Provider

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Taking out a small loan for the first time can be mind boggling. There is so much information, so many providers, and you probably don’t know where to begin. We are here to guide you through the process!  We provide valuable insights to ensure that you make informed decisions before securing a personal loan.



 

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Banks vs. Online Lenders— How do they compare?

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Taking out a personal loan from a bank versus an online lender can be a difficult decision. It is not that one is better than the other. One may just be more suited to you. Choosing the right lender is tough, especially for someone new to banking and borrowing.



 

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Tips for Securing an Affordable Apartment in Your Dream Location

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Dream of finding independence from your roommates, living on your own, or renting your dream apartment? It is important to know how to effectively save for an affordable apartment. Covering these expenses requires an understanding of budgeting that can lead you to financial freedom.




 

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Save Big on Back-to-School Shopping: A Guide to Budget-Friendly School Shopping

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Pencils break, backpacks are worn out, and your child has grown out of the gym shoes you bought them not even a year ago. The time has come for back-to-school shopping! While this is an exciting time for your kids, it can be a period of financial stress for you. Saving money on school supplies is possible, and there are many things you can do to prepare your kid for the school year without breaking the BANK in the process.

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Cutting Energy Costs: Tips for Saving on Air Conditioning and Utilities in the Summer

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As the summer heat continues, finding ways to save on energy costs is becoming increasingly important. With air conditioners working hard to keep your home cool, it is essential to consider how you can not only reduce your energy bill but also assist in the maintenance of a healthy environment.

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